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Rent on the Rise The pandemic saw many things including rock-bottom rent prices, but it seems like those days are over as rents soar back up to pre-pandemic levels and sometimes even higher. As the country pulls out the pandemic, rents are up 10%+ in many areas. Unfortunately, rent prices don’t come down often. The […]
Housing Market Predictions After a couple of years of short demand and crazy high sales prices, everyone wants to know, what will the 2022 housing market look like? While they are just predictions, here’s what the experts believe we will see as we enter the New Year. Housing Prices will Increase As we’ve seen with […]
Tips for Higher Home Appraisal The home appraisal determines how much you’ll get for your home. You could ask for any price you want, but if your buyers need financing, it all depends on the appraised value. While you can’t control the market value (how much other homes sell for), you can maximize your home’s […]
Debt-to-Income Ratio If you’re in the market to buy a house, your mortgage lender will look at a couple of main factors to determine if you qualify. Most people know they check your credit score and credit history, but they aren’t aware of the debt-to-income ratio and how it works. What is a Debt-to-Income Ratio? […]
Do Renovations Generate ROI? Did you know that not all home renovations affect your home’s value? In other words, your ROI could be next to nothing on some renovations. Even if you do see a return on your investment, it’s sometimes less than half of what you paid. Was it worth it? Fortunately, many home […]
Appraisal Options You found your dream house and maybe bid a little more than you intended to pay. You figure it will all work out since your mortgage pre-approval was for more than you bid. But then the appraisal happens and you hear the dreaded words ‘the house didn’t appraise.’ Now what? What Does it […]
What goes up must come down, right? At least that’s what everyone is saying about the real estate industry. It can’t possibly stay this hot forever, or can it? If history repeats itself (and it usually does), the housing market will change. The housing industry goes through phases – meaning one phase won’t last forever […]
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How to Improve your Credit Score to Get a Mortgage If you’re in the market for a mortgage, it’s important to look at your credit score first. Many potential buyers don’t realize they can check their credit or improve it, but you can do both. First, pull your credit report here. Everyone gets free weekly […]
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How to Get a Mortgage with Bad Credit The first thing lenders look at when you apply for a mortgage is your credit. If you have a badcredit score, it could be harder to secure financing, but not impossible.Many lenders offer loans for borrowers with bad credit. Here’s how to get the financing youneed. . […]
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Pre-Construction Homes or not Buying a home before it’s built is exciting and overwhelming at the same time. You get to pick your home’s features down to the color of the siding and make other adjustments as the builder allows. But sometimes pre-construction homes have downsides. Like any investment, it’s important to know the good […]
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